Want to know more about equity release?
Watch our two-minute that will explain how equity release could work for you.
Would you like to know more, call us on 0800 999 3339 or book a call back.
Richard has been voted ‘mortgage adviser of the year’ and won numerous industry awards.
Tom is an accredited later life Lending professional with The London Institute of Banking & Finance.
See how much you could release with our simple lifetime mortgage calculator.
"When I first found Richard Wylder as a mortgage broker, I'd had a lot of problems, mostly due to a local authority's computer systems being hacked, and was on the point of losing both my sale and purchase. But Richard came up with a scheme, and although I was wary at first, he went to a huge amount of trouble to help me, and did get me the deal I wanted. He was patient when I kept contacting him to push things along, and nothing was too much trouble. I would certainly recommend his services."
For homeowners aged 55 or over in Harrogate, a lifetime mortgage (also known as equity release) allows you to unlock the value in your home without selling or moving. You can borrow against your property’s worth, either taking a lump sum or drawing down funds as needed. Whether you own your home outright or have an existing mortgage, equity release gives you flexibility. Any outstanding mortgage is cleared using the released funds.
Yes, all our equity release plans in Harrogate are fully regulated by the Financial Conduct Authority (FCA) and meet the Equity Release Council’s standards. You’ll never owe more than your property’s market value when sold, ensuring peace of mind for you and your loved ones.
You can spend the money however you like. Whether it’s for home improvements, paying off debts, upgrading your car, or enhancing your retirement lifestyle, equity release helps you enjoy life in Harrogate to the fullest.
Here are a few of the most common reasons people choose equity release.
Repaying
University or weddings
At Equity Release and Mortgage Partnership Harrogate, we provide expert advice tailored to your individual needs. With years of experience, we’re committed to helping you make informed choices. Whether you’re looking to release equity or find the best mortgage deal, we offer clear, straightforward guidance.
Our goal is to secure your financial future, and we’re with you every step of the way.
With a personal touch and professional service, we’re here to help you build a brighter and more secure future.
Benefit from our specialists, who will help you choose the right plan for your needs.
Whether it’s for home upgrades or boosting retirement income, our plans are designed to suit your financial goals.
Our process is fully transparent and adheres to strict FCA regulations and the Equity Release Council’s guidelines.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT.
Equity Release and Mortgage Partnership Ltd is directly authorised and regulated by the Financial Conduct Authority (FCA) and is entered on the financial services register http://register.fca.org.uk under reference 986900. Privacy Notice. Update cookies preferences
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